Life and Accident Insurance

What to Know

DuPont offers financial protection to you and your family in case something serious happens to you. We cover you with Basic Employee Life and Accidental Death Insurance at 1.5x your annual base pay, through Securian, and also give you the option to buy additional supplemental coverage for yourself and your family.

Basic and Supplemental Employee Life Insurance

DuPont automatically provides you with Basic Employee Life Insurance coverage equal to 1.5x your annual base pay. You do not pay anything for this coverage, and you don’t have to take any enrollment action to receive it.

During Annual Enrollment, you can also choose to:

  • Reduce your Basic Employee Life Insurance to $50,000 (if your salary is greater than $50,000). This option is offered at no cost as a tax-free alternative to the Company-provided 1.5x annual base pay coverage.
  • Purchase Supplemental Life Insurance coverage for yourself on an after-tax basis (subject to evidence of insurability), up to 7x your annual base pay, and for your spouse/domestic partner and your children. The cost for coverage appears below.

Cost for Supplemental Life Insurance Coverage

For Yourself
Age on 12/31/2024
Monthly Rate per $1,000 of Coverage
Under 25
$0.013
25–29
$0.014
30–34
$0.022
35–39
$0.033
40–44
$0.045
45–49
$0.079
50–54
$0.138
55–59
$0.228
60–64
$0.356
65–69
$0.638
70–74
$1.109
75+
$1.654
For Your Spouse/Domestic Partner

Coverage options include:

  • $10,000
  • $25,000
  • $50,000
  • $100,000
  • $200,000
  • $250,000
  • $300,000
  • $350,000
  • $400,000

The cost varies based on age and the amount of coverage chosen.

Age on 12/31/2024
Monthly Rate per $1,000 of Coverage
Under 25
$0.016
25–29
$0.020
30–34
$0.029
35–39
$0.044
40–44
$0.059
45–49
$0.104
50–54
$0.182
55–59
$0.303
60–64
$0.473
65–69
$0.850
70–74
$1.477
75+
$1.854
For Your Child(ren)
Coverage Options
Monthly Rate
$5,000
$0.19
$10,000
$0.37
$20,000
$0.74

Confused About Mow Much Life Insurance You’ll Need for Yourself and Your Family Members?

Get a personalized recommendation by answering a few questions about yourself using Securian’s Benefit Scout tool. It’s fast, easy to use, and a free resource!

Basic and Supplemental Accident Insurance

DuPont also provides you with Basic Accident Insurance coverage equal to 1.5x your annual base pay. Like Basic Employee Life Insurance, you don’t pay anything for this coverage, and you don’t have to do anything during Annual Enrollment to receive it.
You can choose to purchase Supplemental Accident Insurance each year during Annual Enrollment for yourself, your spouse/domestic partner, and your children.

Supplemental Coverage Options
Option A
Option B
Option C
Option D
Employee Only
$500,000
$250,000
$100,000
$50,000
Employee/ Spouse or Domestic Partner
$500,000/
$300,000
$250,000/
$150,000
$100,000/
$50,000
$50,000/
$25,000
Employee/ Child(ren)
$500,000/
$100,000
$250,000/
$50,000
$100,000/
$25,000
$50,000/
$10,000
Employee/ Spouse or Domestic Partner and Each Eligible Child
$500,000/
$300,000/
$100,000
$250,000/
$150,000/
$50,000
$100,000/
$50,000/
$25,000
$50,000/
$25,000/
$10,000
Cost for Supplemental Coverage
Option A
Option B
Option C
Option D
Employee Only
$8.50
$4.25
$1.70
$0.85
Employee/ Spouse or Domestic Partner
$13.60
$6.80
$2.55
$1.28
Employee/ Child(ren)
$11.70
$5.85
$2.50
$1.17
Employee/ Spouse or Domestic Partner/ Child(ren)
$16.80
$8.40
$3.35
$1.60

Coverage Benefits

In addition to providing you with financial protection in case something serious happens to you or your loved ones, there are additional benefits to this coverage through Securian. These include but aren’t limited to the following free lifestyle benefits:

  • Legal, financial, and grief resources
  • Travel assistance
  • Legacy planning resources
  • Beneficiary financial coaching

For more information on these lifestyle benefits, see the Lifestyle Benefits Overview.

Do Your Benefits Still Fit Your Life?

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