Fertility, Adoption, and Surrogacy Benefits

What to Know

Every family-building journey is unique. No matter the road ahead, having a map to help you navigate the process can make a huge difference financially and emotionally. We offer Carrot to assist with fertility, adoption, and surrogacy.

How It Works

We’ve partnered with Carrot Fertility to bring employees enrolled in a DuPont Medical Plan comprehensive, inclusive fertility healthcare and family-forming benefits, including support with:

  • Understanding fertility health
  • Preservation (i.e., egg, sperm, embryo)
  • Assisted reproduction (i.e., in vitro fertilization)
  • Adoption
  • Gestational surrogacy
  • Donor assistance
  • Pregnancy
  • Menopause and low testosterone

Personalized Guidance

No matter what kind of support you need, you can rest assured that with Carrot, you’ll receive personalized guidance, created with your unique needs in mind to support you through your family-forming journey. This includes:

  • Access to trusted providers with Carrot’s network of 950+ clinics and 3,350+ attorneys and agencies across the country.
  • Unlimited, free virtual visits with fertility health and family-forming experts to navigate your options, costs, and questions.
  • Educational resources, including articles and how-to videos.
  • At-home support through Carrot’s telehealth platform, including fertility health and wellness tests, an ovulation tracking bracelet, and more.

Eligible Expenses

  • When you use Carrot’s services, DuPont will reimburse 100% of eligible expenses, up to a combined $30,000 family lifetime maximum. These funds may be considered additional income and therefore a taxable benefit. This is important to consider as it may affect the amount of income shown on your year-end tax statement and create a tax liability that we want you to plan for.
  • Here’s an overview of some of the eligible and non-eligible expenses through Carrot:
Eligible Expenses
Non-Eligible Expenses
• Expenses associated with donor material and costs incurred in matching with a donor
• Donor diagnostic testing, screening, and medications from an eligible provider
• Mental health screenings
• Travel costs and legal fees
• Breast milk bank fees, pumps, and shipping
• Expenses related to any surrogacy arrangement by which you are serving in the role of surrogate
• Expenses that are covered by a third party or any other plan or program
• Expenses for arrangements outside of the U.S.
Eligible Expenses
Non-Eligible Expenses
• Adoption fees
• Legal fees and court costs
• Travel expenses (including meals and lodging necessary for adoption)
• Matching and placement fees
• Home study application and associated fees
• Expenses incurred before you become eligible for Carrot
• Expenses already deemed reimbursable under federal, state, or local law
• Expenses reimbursed by another plan or program
Eligible Expenses
Non-Eligible Expenses
• Fertility consultations
• Semen analysis and intrauterine insemination
• Fertility preservation
• Genetic testing
• In vitro fertilization
• Storage costs
• Fertility medication
• Travel expenses to and from eligible provider
• Fertility treatments provided by primary care providers, midwives, or OB-GYN providers
• Acupuncture, herbal treatments, nutrition counseling, general genetic tests, physical therapy, and fitness-related expenses
• Expenses that are already deemed reimbursable by a third party or another plan or program
• Medical expenses of eligible employees, spouses, domestic partners, and covered family members

Submitting Claims for Reimbursement

The claims reimbursement process can be started through Carrot’s website. All reimbursement claims and required documentation must be submitted no later than 90 days following the end of each plan year (March 31).

How to Get Started

Visit Carrot’s website to create your account and to start exploring the resources available to you.

Your Mental Health Matters

Connect to all your mental health and wellbeing benefits.

Learn more