Life and Accident Insurance
What to Know
DuPont offers financial protection to you and your family in case something serious happens to you. We cover you with Basic Employee Life and Accidental Death Insurance at 1.5x your annual base pay, through Securian, and also give you the option to buy additional supplemental coverage for yourself and your family.
Basic and Supplemental Employee Life Insurance
DuPont automatically provides you with Basic Employee Life Insurance coverage equal to 1.5x your annual base pay. You do not pay anything for this coverage, and you don’t have to take any enrollment action to receive it.
During Annual Enrollment, you can also choose to:
- Reduce your Basic Employee Life Insurance to $50,000 (if your salary is greater than $50,000). This option is offered at no cost as a tax-free alternative to the Company-provided 1.5x annual base pay coverage.
- Purchase Supplemental Life Insurance coverage for yourself on an after-tax basis (subject to evidence of insurability), up to 7x your annual base pay, and for your spouse/domestic partner and your children. The cost for coverage appears below.
Cost for Supplemental Life Insurance Coverage
For Yourself
Age on 12/31/2024
Monthly Rate per $1,000 of Coverage
For Your Spouse/Domestic Partner
Coverage options include:
- $10,000
- $25,000
- $50,000
- $100,000
- $200,000
- $250,000
- $300,000
- $350,000
- $400,000
The cost varies based on age and the amount of coverage chosen.
Age on 12/31/2024
Monthly Rate per $1,000 of Coverage
For Your Child(ren)
Coverage Options
Monthly Rate
Confused About Mow Much Life Insurance You’ll Need for Yourself and Your Family Members?
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Basic and Supplemental Accident Insurance
DuPont also provides you with Basic Accident Insurance coverage equal to 1.5x your annual base pay. Like Basic Employee Life Insurance, you don’t pay anything for this coverage, and you don’t have to do anything during Annual Enrollment to receive it.
You can choose to purchase Supplemental Accident Insurance each year during Annual Enrollment for yourself, your spouse/domestic partner, and your children.
Supplemental Coverage Options
Option A
Option B
Option C
Option D
Employee Only
Employee/ Spouse or Domestic Partner
$300,000
$150,000
$50,000
$25,000
Employee/ Child(ren)
$100,000
$50,000
$25,000
$10,000
Employee/ Spouse or Domestic Partner and Each Eligible Child
$300,000/
$100,000
$150,000/
$50,000
$50,000/
$25,000
$25,000/
$10,000
Cost for Supplemental Coverage
Option A
Option B
Option C
Option D
Employee Only
Employee/ Spouse or Domestic Partner
Employee/ Child(ren)
Employee/ Spouse or Domestic Partner/ Child(ren)
Coverage Benefits
In addition to providing you with financial protection in case something serious happens to you or your loved ones, there are additional benefits to this coverage through Securian. These include but aren’t limited to the following free lifestyle benefits:
- Legal, financial, and grief resources
- Travel assistance
- Legacy planning resources
- Beneficiary financial coaching
For more information on these lifestyle benefits, see the Lifestyle Benefits Overview.
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