2027 Annual Enrollment
What to Know
Annual Enrollment is October 21 through November 3, 2026. Your DuPont benefits are growing to make it easier to access care, support your well-being, and get the most value from your benefits. Explore what’s changing for 2027 and make your elections for coverage effective January 1, 2027.
What’s New and Changing in 2027?
The following changes will take effect January 1, 2027. If you’d like to listen to an overview of the changes, check out the Annual Enrollment overview presentation.
Introducing Garner: A Simpler Way to Find Quality Care and Save Money
DuPont is pleased to introduce Garner, a free healthcare resource that works alongside your DuPont medical plan through Aetna.
Use the Garner app to find the best doctors in your Aetna network, and we will help cover your medical bills.
When you visit the doctor, you should feel confident that you’re getting the best care. Using data from one of the nation’s largest medical databases, Garner identifies the top 20% of doctors who deliver the best patient outcomes.*
To be eligible for Garner Dollars, you must first find a qualifying provider in the Garner app and add that provider to your Care Team before receiving care. The provider must be added to your Care Team in the app before your appointment. After you receive care from one of these doctors, you receive a payment (“Garner Dollars”) for your eligible medical and prescription drug out-of-pocket costs—up to $1,500 if you have individual coverage and up to $3,000 if you have family coverage. The Garner Dollars are either:
- Added to your Health Savings Account (HSA) if you’re enrolled in the Core or Premium Saver Option or
- Reimbursed to your bank account by direct deposit or by check if you’re enrolled in the Traditional Copay PPO Option.
The result? You get big savings when you choose high-quality care.
Act Now to Get Ready
- Download the Garner app and create your account.
- Search for providers and add them to your care team.
Schedule your appointment with a Garner provider today, and you’ll be ready to take advantage of savings when the program begins in January.
* Note that doctors don’t know if they are in the top 20% of doctors. You must check the Garner app.
Use Teladoc for More Health Care Support
In 2027 employees enrolled in a DuPont Medical Plan will have access to additional services from Teladoc. Teladoc will now offer virtual primary care, in lieu of virtual primary care through CVS Health, and additional support programs designed to help manage diabetes and any heart conditions by providing you with access to physicians, registered dietitians, health coaches, and more. These expanded services make it easier to manage your health no matter how busy you are.
Introducing a Refreshed Well-being Experience
DuPont’s well-being platform will transition from Personify Health to Aetna Health Your Way. The new platform will provide resources, tools, and support designed to help you achieve your health and well-being goals by building healthy habits over time. While Pulse Cash will no longer be offered, you can still earn your Healthy Incentive Credit by getting an annual physical, receiving a well-woman exam, or completing your biometric screening.
Medical Premiums Are Increasing
Like many employers across the country, DuPont continues to experience rising healthcare costs driven by utilization and higher prices for healthcare services. As a result, medical plan premiums will increase in 2027. At the same time, DuPont is investing in new programs and resources designed to help you access quality care, make informed healthcare decisions, and get greater value from your benefits. To review your current monthly premium amounts, go to the What Does It Cost? page.
Monthly Medical Premiums With Healthy Incentive Credit
Core Option 2027
Traditional Copay PPO Option 2027
Premium Saver Option 2027
Employee Only
Employee +
Spouse/Domestic PartnerEmployee + Child(ren)
Employee + Family
Monthly Medical Premiums Without Healthy Incentive Credit
Core Option 2027
Traditional Copay PPO Option 2027
Premium Saver Option 2027
Employee Only
Employee +
Spouse/Domestic PartnerEmployee + Child(ren)
Employee + Family
If you completed your 2026 Healthy Living Program requirements by September 30, 2026, you’ll see the Healthy Incentive Credit applied to your 2027 medical premiums when you enroll.Did You Complete Your 2026 Healthy Incentive Activities?
New Medical Plan Deductibles and Out-of-Pocket Maximums
Medical plan deductibles and out-of-pocket maximums will increase in 2027. In addition, the amount you receive in HSA contributions from DuPont will be decreasing. As a reminder, if you use a Garner provider, you can be reimbursed to offset your deductible and out-of-pocket maximum increases. This means you may pay less overall if you receive care from a Garner provider.
Traditional Copay PPO Option
(Individual/Family)
2027
Core Option
(Individual/Family)
2027
Premium Saver Option
(Individual/Family)
2027
Deductible
DuPont’s HSA Contribution
Garner Dollars
Out-of-Pocket Maximum
New Health Savings Account Contribution Limits
For 2027 here are the annual contributions you’ll get from DuPont, the potential Garner Dollars that could be deposited, and the maximum personal contributions you can make, up to IRS limits.
Individual Coverage
Family Coverage
DuPont’s Contribution
This amount is available at the beginning of the year.Potential Garner Dollars
You can use these funds as soon as they’ve been deposited.Your Personal Maximum Contribution
You are encouraged to contribute to your HSA to save for current and future healthcare needs.Your Personal Maximum Contribution if Age 55 or Older
TOTAL 2027 IRS Contribution Limit*
TOTAL 2027 IRS Contribution Limit for Employees Age 55 or Older*
* If you have not reached the IRS HSA contribution limit by the end of the plan year because you have not received Garner Dollars, you can choose to write a check to your HSA before your 2027 taxes are filed and before April 15, 2028. This contribution will be tax deductible.
New Flexible Spending Account Contribution Limits
The Healthcare and Limited Purpose FSA contribution limits are increasing from $3,300 to $3,400. Two important reminders:
- If you are enrolled in the Core or Premium Saver plans, you may participate in a Limited Purpose FSA, which can be used for dental and vision expenses only.
- Per IRS rules, any money left in your FSA at the end of the year is forfeited.
Dental and Vision Premiums Are Staying the Same
While your medical premiums are changing in 2027, we’re pleased to share that dental and vision premiums are remaining the same for the second consecutive year. Here’s a refresher on your monthly premiums.
Monthly Dental Premiums
Standard Option
High Option
Employee Only
Employee + Spouse/ Domestic Partner
Employee + Child(ren)
Employee + Family
Monthly Vision Premiums
VBA Option
Employee Only
Employee + Spouse/ Domestic Partner
Employee + Child(ren)
Employee + Family
Legal Insurance and Identity Theft Protection Premiums
Your DuPont legal insurance continues to provide valuable protection at the same cost in 2027, with no changes to employee premiums. Identity theft protection coverage also remains unchanged for employees enrolling in individual coverage. If you elect family coverage, you’ll see a small increase in premiums for 2027. Overall, these programs continue to offer peace of mind and financial protection with minimal changes for the coming year. Here’s what you will pay for coverage in 2027.
Legal Insurance
Monthly Rate
Employee Only
Employee + Family
Identity Theft Protection
Monthly Rate
Employee Only
Employee + Family
To review your current monthly premium amounts, go to the What Does It Cost? page.
Visit the Virtual Benefits Fair for a Chance to Win 1,100 WOW Points
Explore the Virtual Benefits Fair to learn more about your benefit options, carrier resources, and programs available to support you throughout the year.
When you visit all fair booths and complete the entry form, you’ll be entered into a drawing to win 1,100 WOW Points. Weekly drawings will be held throughout Annual Enrollment, so the earlier you participate, the more chances you’ll have to win.
When You’re Ready to Enroll
You have two ways to enroll in your 2027 benefits.
Option 1: Online
Visit DuPont Connection to make your DuPont benefits elections online.
Option 2: Phone
Call DuPont Connection at 1-833-253-7719 to complete your enrollment with a representative.
If You Don’t Enroll by the Deadline
If you do not enroll by November 3, 2026, here’s what will happen:
- Your 2026 medical, dental, vision, life and accidental death insurance, voluntary benefits elections, and eligible covered dependents will carry over into 2027.
- Your 2026 Health Savings Account (HSA) contribution election may be reduced for 2027 to account for the Garner Dollars if you’re enrolled in the Core or Premium Saver medical plan.
- Your 2026 elections for the Health Care and Dependent Care Flexible Spending Accounts (FSAs) will not carry over into 2027.
- You will miss the opportunity to purchase additional vacation days for 2027.
You will not be able to make changes to your benefits again until the next Annual Enrollment period unless you experience a qualifying life event.
Questions About Your Benefits?
Your new DuPont Benefits Agent, powered by AI, is available 24/7 to help answer benefits questions and provide information about your plans. Simply select Ask a Benefits Question in the lower-right corner of this website.
Prefer to speak with someone? You can also call DuPont Connection at 1-833-253-7719, Monday through Friday, between 9:00 a.m. and 6:00 p.m. ET.
Important Reminder
All benefit information on this website reflects 2026 benefits unless otherwise noted. This information will be updated for 2027 in January. Any benefit changes for 2027 have been noted in the What’s New and Changing in 2027 section.
Visit the Virtual Benefits Fair
Explore information about your benefits and resources offered by our carriers.
